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Legal Expenses Insurance
Legal Expenses Insurance (commonly called LEI) is usually attached to another insurance policy, eg house contents or motor insurance, although it can be purchased on a ‘stand alone’ basis.
Most people are unaware that they have it as it is usually in the small print of their policies. It is sometimes called by other names, eg Family Legal Protection (FLP) or Legal Assistance.
Provided your insurer believes there is a claim, they will pay your costs for you although some areas of law, eg divorce and libel, are excluded.
Some insurers will tell you that you have to use the solicitor that they appoint for you. Whilst there is no automatic right to choose, we will negotiate with the insurers on your behalf.