No Win No Fee
Public Funding (Legal Aid) was removed for nearly all personal injury claims in 1998. It is still available for a very limited number of assault (including criminal injury) claims and for medical negligence, subject to satisfying two strict tests relating to "merits" (how good the case appears) and "means" (income, outgoings, and the value of your home).
As a result nearly all personal injury and many medical negligence claims are now pursued using either Legal Expenses Insurance (LEI) or No Win, No Fee.
Legal Expenses Insurance
You may be able to cover the costs of pursuing a claim if you have Legal Expenses Insurance cover. Many motor insurance policies, household contents insurance and even some credit cards have legal expenses insurance attached. Travel insurance may cover the legal costs if you have suffered an accident or injury abroad.
You should bring your policy booklet and schedule of insurance to your first appointment. There is no need to contact your insurance company first. We will liaise with them to establish if you are covered.
No Win ‐ No Fee
A 'No Win ‐ No Fee', or Conditional Fee Agreement (CFA), allows you to pursue a claim at no risk to you.
We agree not to charge for the work that we do if your claim is not successful. If you win your case, the vast majority of your costs, disbursments and insurance policy premium (see below) will be payable by the Defendant in addition to your compensation.
To protect you against the risk of losing, we arrange "after-the-event" insurance which pays the other side's costs and your own disbursements if you lose. The cost of the policy is also written off in these circumstances meaning that you pay absolutely nothing.
Fosters Solicitors team of Personal Injury lawyers have a wealth of experience and knowledge to assist you in relation to any legal query or matter you may have. Call us on 01603 620508 or complete our online enquiry form and a member of the department will be in touch very soon.
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